Medical Imaging Finance Solutions

Capital for every stage of your radiology practice — from equipment leasing and software instalments to full clinic startup packages. One Australian lender that understands imaging technology and the economics behind it.

Funding for Every Imaging Need

Four finance products designed specifically for radiology practices. Combine software and hardware into a single facility or fund them independently — the choice is yours.

Equipment Leasing

from 6.9% p.a.

Lease CT, MRI, ultrasound, X-ray, and fluoroscopy equipment with bundled software — preserve your working capital while accessing the latest imaging technology.

Bundled Hardware and Software

Combine modality purchase with PACS, RIS, and workstation licensing into a single lease facility.

End-of-Lease Upgrade Pathway

Upgrade to newer technology at lease end without penalty — stay current with imaging advancements.

24–60Months
$50K–$2MFacility Range
10–20%Deposit

Software Instalment Plans

$0 setup fee

Spread PACS, RIS, and DICOM viewer subscription costs across manageable monthly instalments instead of large upfront payments — aligning software expenditure with revenue.

Subscription-to-Instalment Conversion

Convert annual SaaS licence fees into predictable monthly instalments that match your billing cycle.

Flexible Term Matching

Choose instalment terms that align with your software contract duration — no cross-collateral required.

12–36Months
$10K–$500KFacility Range
$0Deposit

Legacy System Replacement

from 7.2% p.a.

Replace end-of-life PACS, RIS, or imaging hardware before maintenance costs and downtime risk escalate. Transition financing designed for smooth migration without operational disruption.

Migration Cost Inclusion

Data migration, staff retraining, and dual-running period costs can be financed alongside the new system.

Trade-In Credit Options

Existing equipment trade-in value can be applied to reduce the financed amount and lower monthly repayments.

24–60Months
$30K–$1.5MFacility Range
0–15%Deposit

From Enquiry to Implementation

A straightforward four-step process designed to get your finance approved and funds disbursed without the delays typical of traditional bank lending.

01

Consultation

We discuss your equipment needs, software requirements, practice financials, and growth timeline to understand the full picture before structuring a proposal.

02

Quote

Within 48 hours you receive a tailored finance proposal with transparent rates, terms, repayment schedules, and total cost of finance — no hidden fees.

03

Approval

Formal credit assessment is completed in 3 to 5 business days. We handle documentation, security arrangements, and vendor coordination on your behalf.

04

Implementation

Funds are disbursed directly to equipment vendors and software providers. Your project commences with repayments aligned to your go-live date.

The Radiology Finance Specialists

We are not a generalist lender adding medical to a portfolio of car loans and retail credit. Radiology finance is our entire focus — and that expertise shows in every facility we structure.

Single Lender for Software and Hardware

One finance facility covers your PACS, RIS, CT scanner, and workstations — eliminating the complexity of multiple lenders and staggered approval timelines.

Australian-Based and Locally Staffed

Every decision is made in Australia by people who understand the local healthcare landscape, Medicare claiming cycles, and radiology reimbursement structures.

Radiology-Specific Expertise

We know the difference between a 64-slice CT and a 1.5T MRI, what a PACS migration actually costs, and why dual-running periods matter. Your proposal reflects real-world understanding.

Flexible and Customisable Terms

Choose balloon payments, interest-only periods, seasonal repayment structures, or step-up instalments — we tailor the facility to your cash flow, not the other way around.

Fast Approval Turnaround

Quote within 48 hours, formal approval in 3 to 5 business days. We know equipment vendors have lead times — we ensure finance is never the bottleneck.

Ongoing Relationship Support

As your practice grows, your finance facility grows with it. Top-ups, restructures, and additional facilities are streamlined because we already know your history.

Example Monthly Repayments

Illustrative monthly payment scenarios for common radiology equipment types. Actual rates and repayments depend on your practice profile, deposit, and chosen term — contact us for a tailored quote.

Equipment Type Est. Cost Term Deposit Approx Monthly
64-Slice CT Scanner $650,000 48 months 15% $13,800
1.5T MRI System $1,200,000 60 months 20% $18,200
Digital X-Ray Suite $180,000 36 months 10% $4,950
Ultrasound System $95,000 24 months 10% $3,640
PACS + RIS Software Bundle $120,000 36 months $0 $3,380
Full Clinic Fit-Out $850,000 60 months 10% $15,100
Figures are illustrative examples only based on indicative rates and do not constitute a finance offer. Actual repayments will vary based on individual assessment, current interest rates, facility structure, and applicable fees. All finance is subject to credit approval. Contact us for a formal quote tailored to your practice.

Medical Equipment Finance Questions

Common questions from radiology practice owners considering finance for imaging equipment and software. Need a different answer? Contact our team directly.

What types of radiology equipment can I finance?
We finance the full spectrum of medical imaging equipment including CT scanners, MRI systems, ultrasound machines, digital X-ray suites, fluoroscopy systems, mammography units, and bone densitometry devices. We also finance the associated software — PACS, RIS, DICOM viewers, reporting tools, and mobile applications — as well as ancillary items such as reading workstations, medical-grade monitors, and networking infrastructure. If it is part of your radiology operation, we can structure finance around it.
How long does the approval process take?
After an initial consultation, we provide a tailored quote within 48 hours. Formal credit assessment and approval typically takes 3 to 5 business days once we have received your financial documentation. For straightforward equipment leases under $250,000, we can often fast-track approval within 48 hours. Complex startup finance packages involving multiple equipment vendors may take slightly longer due to vendor coordination.
Can I finance software separately from hardware?
Absolutely. Our Software Instalment Plan product is designed specifically for practices that need to spread software subscription or licensing costs without financing hardware. You can finance PACS, RIS, and DICOM viewer subscriptions independently, or combine them with equipment leasing into a single facility if that suits your cash flow better. There is no obligation to bundle — we structure what makes sense for your practice.
What deposit is required?
Deposit requirements vary by product and practice profile. Equipment leasing typically requires 10 to 20 percent deposit, while Software Instalment Plans and Legacy System Replacement finance can be structured with zero deposit. New Clinic Startup Finance offers interest-only ramp-up periods with deposits ranging from zero to 10 percent. Established practices with strong trading history may qualify for lower deposits or deposit-free facilities.
Are the interest rates fixed or variable?
All our finance facilities offer fixed interest rates for the full term. This means your monthly repayments remain identical from the first payment to the last, regardless of Reserve Bank rate movements or market fluctuations. Fixed rates provide budget certainty that is especially valuable for practices managing tight cash flow margins or planning multi-year growth trajectories. Variable rate options are available on request but are rarely chosen by our clients.
Can I upgrade equipment before the lease ends?
Yes. Our equipment leasing agreements include an end-of-lease upgrade pathway that allows you to transition to newer technology without penalty. If you need to upgrade mid-term — for example, replacing a 16-slice CT with a 64-slice model — we can restructure the existing facility, apply any trade-in credit, and refinance the balance into a new agreement. We also offer technology refresh clauses for practices that want guaranteed upgrade windows built into their finance structure.

Get a Finance Quote

Tell us about your equipment, software, or clinic plans and receive a tailored finance proposal within 48 hours. No obligation, no pressure — just clear numbers from people who understand radiology.