Software Instalment Plans

Convert large annual software licence fees into predictable monthly or quarterly instalments. Finance your PACS, RIS, DICOM viewer, and mobile reading application subscriptions with zero setup fee and no lock-in terms designed for Australian radiology practices.

Spreading Software Subscription Costs

Radiology software is rarely a one-off purchase. PACS, RIS, DICOM viewers, and mobile reading applications are typically licensed on annual subscription or per-study pricing models that can run into tens or hundreds of thousands of dollars each year. Our Software Instalment Plans convert those lump-sum licence fees into even monthly or quarterly payments.

The structure is simple. Rather than paying your software vendor the full annual licence upfront, we settle the invoice on your behalf and you repay us in manageable instalments across the year. This aligns your software expenditure with the revenue the software generates, smooths out the cash flow spikes that come with annual renewal cycles, and frees up capital for clinical and operational priorities. Because we are also a radiology software company, we understand exactly what each licence covers, how user counts scale, and what a fair instalment term looks like for each product type.

Convert Annual to Monthly

Turn a single large licence renewal into twelve smaller, predictable payments spread across the year.

Zero Setup Fee

No establishment charges, no hidden documentation fees. You only pay the instalments agreed in your plan.

No Lock-In Terms

Instalment terms match your software contract duration. Scale up or down as your user count changes.

One Plan, Multiple Licences

Bundle PACS, RIS, DICOM viewer, and mobile app subscriptions into a single instalment facility.

Radiology Software We Finance

We instalment-finance every category of radiology software our practices rely on, whether licensed from us or from third-party vendors. If it runs your imaging workflow, we can spread its cost.

PACS Licences

Picture Archiving and Communication System licensing — including storage tiers, archive expansion, and multi-site distribution modules.

Storage

RIS Licences

Radiology Information System subscriptions covering scheduling, patient registration, billing integration, and exam workflow tracking.

Workflow

DICOM Viewer Licences

Cloud-based and on-premise DICOM viewer subscriptions, including advanced visualisation tools and 3D reconstruction modules.

Cloud & On-Prem

Mobile App Licences

iOS and Android mobile reading application subscriptions, including per-radiologist seat licensing and secure image access modules.

Per-Seat

Flexible Payment Options

Choose how frequently you repay and how long the instalment plan runs. Every plan starts with zero setup fee and no lock-in beyond your software contract term, so you retain full control as your licensing needs evolve.

Most Popular

Monthly Instalments

12 equal payments / year

Spread your annual software licence across twelve equal monthly payments. The simplest way to align software cost with the revenue it generates month to month.

  • Equal payments — no peaks or troughs
  • Ideal for practices with steady patient volume
  • Automatic renewal rollover each year
  • Adjust user counts at each renewal date
Cashflow Friendly

Quarterly Instalments

4 equal payments / year

Four larger quarterly payments instead of twelve monthly ones. Suited to practices that prefer to reconcile software costs against quarterly billing and reporting cycles.

  • Fewer transactions to reconcile
  • Aligns with quarterly BAS reporting
  • Suited to seasonal practice cash flow
  • Same zero setup fee as monthly plans
Custom

Tailored Structure

Custom terms available

For multi-site networks or practices with complex software stacks, we build a bespoke instalment schedule that consolidates multiple vendor licences into one plan.

  • Consolidate multiple vendor subscriptions
  • Staggered start dates for phased rollouts
  • Step-up or step-down payment schedules
  • Single point of contact for all software finance

$0 Setup Fee

No establishment charges, no documentation fees, no hidden costs. You only ever pay the instalments agreed in your plan.

No Lock-In Terms

Your instalment plan runs for the duration of your software contract — no longer. When the contract ends or renews, your plan adjusts with it.

Scale Up or Down Anytime

Add radiologist seats, archive storage, or new modules mid-term. Your instalment recalculates at the next billing cycle to reflect the change.

Setting Up Your Instalment Plan

Getting started takes minutes, not weeks. Because we already understand the software, there is no lengthy asset valuation process — we simply confirm your licence details and structure the instalments.

01

Select Your Software

Provide your software vendor quotes or current licence schedules. Tell us which products you want to instalment-finance and the contract duration for each.

02

Choose Your Schedule

Pick monthly or quarterly payments, confirm the term length, and decide whether to bundle multiple licences into one plan or keep them separate.

03

We Settle the Vendor

We pay your software vendor the full licence amount directly. The software is activated and your practice is operational while you repay in instalments.

04

Repay & Renew

Make your agreed payments each month or quarter. At contract renewal we adjust the plan to reflect any changes in user count, modules, or pricing.

Why Practices Use Instalment Plans

Software is the engine of a modern radiology practice, but its cost structure does not always match how revenue arrives. Instalment plans bridge that gap with four practical advantages.

Cashflow Alignment

Annual licence renewals can create sharp cash flow dips, particularly for smaller practices. Spreading the cost across the year means your software payments track the patient revenue the software helps generate, rather than landing as a single lump sum that may strain reserves.

No Large Upfront Cost

Avoid paying tens of thousands of dollars in a single transaction at renewal time. The capital that would have gone to the vendor upfront stays in your practice for staffing, marketing, or equipment maintenance until it is needed for instalments.

Scalable Licensing

As your practice grows and you add radiologists, reading rooms, or new modalities, your software licence scales with you. The instalment plan adjusts at each billing cycle so you are never overpaying for unused seats or under-licensed when volume increases.

Bundled Upgrades

When your software vendor releases a major version upgrade or you add a new module, the incremental cost can be folded into your existing instalment plan. There is no need for a separate finance agreement each time your software stack expands.

Software Financing Questions

Common questions from practice managers and radiologists considering an instalment plan for their radiology software subscriptions. Need a specific answer for your situation? Contact our team directly.

Can I finance software from any vendor, or only yours?
We instalment-finance radiology software from any reputable vendor, not just our own products. Whether you licence PACS from us, from a major international vendor, or from a specialist Australian provider, we can settle the invoice and spread the cost across monthly or quarterly instalments. The only requirement is that the software is genuinely used in your radiology practice and that the licence terms are documented. Because we operate on both sides of the software and finance equation, we can often help you evaluate whether you are paying for licences you no longer need.
What happens if my software contract is cancelled early?
If your software contract is terminated before the instalment plan matures — for example, because you switch vendors or the product is discontinued — the outstanding balance on the settled licence amount becomes payable. However, because our plans are structured to match your software contract duration, this scenario is uncommon. Where a vendor offers a pro-rata refund on early termination, that refund is applied to reduce your outstanding balance. We will always work with you to restructure the plan if your software circumstances change unexpectedly.
Is there really no setup fee?
Correct. We do not charge an establishment fee, documentation fee, or any other setup cost for Software Instalment Plans. The amount you owe is the software licence amount divided across your chosen number of instalments. We are able to offer this because our cost of assessing and administering software finance is low — we already know the products, the vendors, and the typical licence structures, so there is no expensive asset valuation or due diligence process to recover. What you see in your plan schedule is what you pay.
Can I add new licences or modules mid-plan?
Yes. If you need to add radiologist seats, expand archive storage, or licence a new module partway through your plan, we settle the additional amount with your vendor and recalculate your instalments at the next billing cycle. There is no need to enter a separate finance agreement for each incremental purchase. This is one of the key advantages of an instalment plan over a rigid loan structure — it flexes as your software footprint grows, which is exactly how radiology practices tend to scale over time.
Are the instalment payments tax deductible?
In most cases, yes. Software instalment payments are generally treated as an operating expense and are tax-deductible in the financial year they are incurred, subject to your accountant's advice and your accounting method. This is one reason practices prefer instalment plans over capitalising a software purchase — the deductions are spread evenly across the year rather than clustered into a single lump-sum payment. We always recommend confirming the treatment with your tax adviser, as individual circumstances and entity structures can affect the outcome.
Can I bundle software instalments with equipment leasing?
Absolutely. Many practices choose to combine their software instalment plan with an equipment lease into a single consolidated finance facility. This means one lender, one set of documentation, and one monthly payment that covers both your imaging hardware and your software stack. Bundling can also improve the overall rate and reduce administrative overhead. If you are acquiring new equipment and software together — for example, a CT scanner with PACS and RIS licensing — talk to us about structuring them as a single facility rather than two separate agreements.

Explore Our Other Finance Products

Software instalments are one of four finance products we offer. Combine them with equipment leasing or use them standalone — the structure adapts to how your practice operates.

Start a Software Plan

Send us your current software licence schedule or vendor quotes. We will structure an instalment plan with zero setup fee, confirm the schedule within 48 hours, and settle your vendor directly — so your software keeps running while your cash flow stays smooth.