Equipment leasing is a finance arrangement where your practice uses imaging hardware for a fixed monthly payment over an agreed term, rather than purchasing it outright. At the end of the lease you can return the equipment, upgrade to newer technology, or purchase it at a pre-agreed residual value.
For radiology practices, leasing is particularly powerful because imaging technology advances rapidly and capital costs are significant. A 64-slice CT scanner, a 1.5T MRI, or a fully fitted digital X-ray room represents a major investment that can strain cash reserves. Leasing spreads that cost across the useful life of the equipment, preserves your working capital for staffing and growth, and builds in a structured pathway to refresh technology before it becomes obsolete. Because we understand the equipment itself — the modalities, the software dependencies, the maintenance cycles — our lease structures reflect how radiology practices actually operate, not generic asset finance templates.
Keep cash reserves free for staffing, marketing, and unexpected expenses rather than locking them in depreciating hardware.
Fixed repayments across the full term make budgeting straightforward and shield your practice from interest rate volatility.
End-of-lease upgrade options let you move to newer modalities without penalty, keeping your practice clinically competitive.
Bundle your modality purchase with PACS, RIS, and workstation licensing into one consolidated lease agreement.
From high-field MRI systems to portable ultrasound units, we lease the full range of radiology equipment used across Australian clinics and hospitals. If it captures, processes, or stores medical images, we can structure a lease around it.
64-slice, 128-slice, and dual-source computed tomography systems from all major manufacturers, including installation, shielding, and workstation bundles.
1.5T and 3T magnetic resonance imaging systems, wide-bore configurations, and dedicated extremity scanners, complete with coils and cryogen service agreements.
Digital radiography rooms, portable X-ray units, and fluoroscopy systems with integrated flat-panel detectors and image processing workstations.
High-end cart-based ultrasound systems, portable point-of-care units, and specialised cardiac, vascular, and women's imaging transducer packages.
Full-field digital mammography units with tomosynthesis capability, stereotactic biopsy accessories, and dedicated reading workstations for breast imaging services.
Archive servers, network-attached storage arrays, medical-grade diagnostic monitors, reading workstations, and the networking infrastructure that connects them.
Choose a lease duration that matches the expected useful life of your equipment and your cash flow cycle. Every facility includes residual value options and early upgrade provisions so you are never locked into outdated technology.
Short-term lease suited to lower-cost items like portable ultrasound or workstation upgrades. Higher monthly payments, fastest path to ownership or renewal.
The balanced middle ground for mid-range equipment such as digital X-ray suites and PACS server infrastructure. Popular for practices wanting moderate repayments.
Ideal for CT scanners and mammography systems. Spreads the capital cost comfortably while keeping the upgrade window within the technology refresh cycle.
Extended term for high-value MRI systems and full room fit-outs. Lowest monthly payments, with residual and purchase options at the end of the term.
At lease end, choose to return the equipment, extend the lease, or purchase at a pre-agreed residual percentage — typically 10 to 25 percent of the original cost.
Technology refresh clauses allow you to upgrade to newer equipment before the lease matures, with trade-in credit applied and the balance refinanced into a new facility.
Practices with variable patient volume can opt for stepped or seasonal repayments that align lower instalments with quieter months and higher ones during peak periods.
A clear four-stage process that moves your equipment lease from initial enquiry to installed and operational imaging technology without the bureaucratic delays of traditional bank lending.
Submit a finance enquiry with details of the equipment you need, the vendor quote, and your practice financials. We confirm eligibility and outline the documentation required within one business day.
Our radiology finance specialists review your practice profile, cash flow projections, and equipment specifications. We structure a tailored lease proposal with transparent rates and a full repayment schedule.
Formal credit approval is typically issued within three to five business days. We handle the lease documentation, security arrangements, and direct coordination with your equipment vendor.
Funds are disbursed to the vendor, equipment is delivered and installed, and your repayments commence aligned to the go-live date. We remain your point of contact throughout the lease term.
Leasing is not simply a way to defer payment. It is a strategic financial tool that lets your practice access current imaging technology, manage tax obligations, and maintain the flexibility to adapt as clinical demands evolve.
Avoid tying up hundreds of thousands of dollars in depreciating hardware. Keep cash available for radiologist recruitment, marketing, facility expansion, and unexpected operational costs.
Lease payments are generally fully tax-deductible as an operating expense, subject to your accountant's advice. This can reduce your effective cost of finance compared to depreciating a purchased asset.
Imaging modalities advance every few years. Leasing builds in a structured upgrade pathway so your practice can adopt newer slice counts, faster reconstruction, and improved dose reduction without raising separate capital.
Combine your modality lease with PACS, RIS, reporting, and workstation software licensing into a single facility. One agreement, one monthly payment, one lender who understands the whole stack.
Return the equipment, extend the lease at a reduced rate, upgrade to a newer model, or purchase at the agreed residual. You decide at the end of the term based on your clinical needs at that time.
Operating lease structures can keep the equipment off your balance sheet, preserving borrowing capacity for other strategic investments and improving key financial ratios.
A side-by-side look at how equipment leasing compares to purchasing imaging hardware outright. The right choice depends on your capital position, growth plans, and how frequently you intend to refresh technology.
| Factor | Equipment Leasing | Outright Purchase |
|---|---|---|
| Upfront Capital | Low deposit, typically 10–20% | Full purchase price required immediately |
| Working Capital Impact | Preserved for operational use | Significantly reduced at acquisition |
| Monthly Cash Flow | Predictable fixed payments | No repayments, but capital is sunk |
| Technology Refresh | Built-in upgrade pathway at lease end | Requires selling or trading in old asset |
| Tax Treatment | Payments generally deductible as operating expense | Depreciation over effective life |
| End-of-Term Flexibility | Return, extend, upgrade, or purchase at residual | You own the asset outright from day one |
| Obsolescence Risk | Borne by lessor — upgrade and move on | Borne entirely by the practice |
| Software Bundling | Hardware and software in one facility | Software licensed separately, paid upfront |
Equipment leasing is one of four finance products we offer Australian radiology practices. Each can be used independently or combined into a single facility tailored to your growth stage.
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